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What are the risks of using sharing economy platforms like Airbnb, Stayz and TripAdvisor?

There are a number of risks associated with renting your property through recognised sharing economy platforms like Airbnb, Stayz and TripAdvisor. We suggest that some of these may include theft of your personal belongings, identity theft, accidental damage or malicious damage done by guests, loss of rental income, or personal injury liability. This list is by no means exhaustive. To better understand the risks that may be associated with using any particular sharing economy platform, visit their website.

What ShareCover does, is offer cover for you and your property against a range of risks, to support your participation in the sharing economy. Importantly, it insures you against events that many home and contents policies, landlord policies and cover or guarantees provided by platforms, don’t cover. For full details on what ShareCover does and doesn’t cover, see our Product Disclosure Statements.

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website:

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt,, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.