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FAQ

Is my property covered against natural perils?

ShareCover provides cover for natural perils under both the Short-stay Rental Apartment policy for strata properties and under the Short-stay Rental House policy for free-standing properties.

Short-stay Rental Apartment natural perils cover applies to your property, if and only if:

  • The home is owned or rented under a Lease by you; and
  • The home is owned under a company share, stratum or strata title; and
  • You informed us that the home is owned under company share, stratum or strata title prior to commencement of the period of insurance; and
  • Relevant loss or damage is not otherwise covered under any company share, stratum or strata title insurance of any other insurance policy of another person; and
  • The period of insurance for your policy is 6 or 12 months

Short-stay Rental House natural perils cover applies to your property, if and only if: i. The home is owned or rented under a Lease by you; and ii. The period of insurance for your policy is 6 or 12 months

For full details on whether natural perils cover applies to your property, read the relevant Product Disclosure Statement (PDS).

If you have any doubts or queries about whether this cover applies to you, please contact us.

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.