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FAQ

How much is Landlords Insurance?

There are many factors that influence your insurance premium – we determine your premium by considering a number of factors including but not limited to: the location of your rental property; the type and amount of cover you require; the excess you select; the year your rental property was built; and Your relevant claims and insurance experience.

Your premium also includes amounts that take into account our obligation (actual or in some cases estimated) to pay any relevant compulsory government charges, taxes or levies (for example, stamp duty, GST and fire services levy).

The best way to get an answer is to complete our quick quote tool. It should only take three minutes.

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Short-stay hosts

Pay-per-night

Rideshare drivers

Rideshare drivers

ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.

Spacer knows insurance is important for you, so we have teamed up to provide you peace of mind.

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