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How does ShareCover Short-stay landlord work if I rent my home under a lease?

ShareCover Short-stay landlord is available to people who rent their property under a lease, and don’t own the property.

However, there are certain key conditions that apply if you purchase ShareCover for the property you rent out under a lease:

  1. You must obtain written consent from the property owner. We'll ask for a copy of this if you make a claim.
  2. Any cover you have under the Listed Events Cover for the home building, will cover only the owner and any benefit, and any settlement of any claim will be payable to and for the benefit of the owner. You will not receive any benefit or settlement amount in relation to this aspect of any claim
  3. If a claim is made by or on behalf of the owner, you must consent to us communicating with the owner in relation to the claim, and you must provide us with all information and assistance we may require in a timely fashion

These conditions are fully detailed in the Product Disclosure Statements, which you should read when making any decisions about a product.

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website:

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt,, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.