You may not be able to claim on your existing home and contents insurance policy for damage or liability caused by a paying guest.
This applies even if you rent your home out for a few nights a year. If something gets damaged or someone gets hurt during a paying guests’ stay, you may have to personally foot the bill.
ShareCover can give you peace of mind that you’re insured when you rent your property on platforms such as Airbnb, Stayz, and TripAdvisor. ShareCover is designed to provide flexible home and contents insurance that protects you from risks associated with having a guest in your property. You can get cover for a stay as short as one night, the weekend, or for up to 90 days, 6 months and 12 months.
Sharing this peace of mind with your guests can allow them to be more relaxed about their stay, particularly in higher value properties. Having ShareCover can mean guests have greater peace of mind that any damage incurred during their stay is covered, and the claiming process is quick and easy.
For full details on what is covered, what isn’t covered and how claims work with ShareCover, see our Product Disclosure Statements (PDS).
ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.