Short-stay hosts

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Short-stay landlord and landlord



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How do ShareCover's Short-stay Landlord products work?

Home and contents insurance to those who are renting out all or part of their property on a recognised sharing economy platform such as Airbnb, Stayz or TripAdvisor.

The insurance ShareCover provides is not the same as the cover from your standard home and contents insurance policy; landlord policy; or from covers and guarantees provided by platforms. Rather, ShareCover focuses on providing cover against risks associated with having a guest in your property – specifically for certain instances of property damage or loss arising from a guest’s act or omission.

ShareCover offers three distinct policies:

  • ‘Pay-per-night’ which will cover you for a single period of temporary residential accommodation of 90 days or less, which can include multiple guest-stays, and you only pay for the nights when you have a paid guest staying.
  • ‘Short-stay Rental - Apartment’, which will cover your strata property for any periods of temporary residential accommodation (any number of discrete guest stays) of 90 days or less, during a 6 or 12-month period of insurance.
  • ‘Short-stay Rental - House’, which works the same way as the apartment policy but provides cover for free standing house properties. Both our Short-stay Rental Apartment and House policies are designed for hosts who rent out for most of the year.

For more details about how ShareCover works, what it does and doesn’t cover, and how to claim, see our Product Disclosure Statements (PDS).

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website:

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt,, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.