You can continue to stay in your property, while renting part of it out, and still be insured by ShareCover.
Just remember that ShareCover provides cover for certain instances of damage or loss from a guest’s act or omission, meaning you generally won’t be covered for property damage during a guest’s stay that results from your actions or omissions as a host. For more information on what is and isn’t covered by ShareCover, refer to your policy, or to our Product Disclosure Statements.
Many recognised sharing economy platforms allow you to rent either your entire property, or part of it. For example, Airbnb allows hosts to list their rental as either an “Entire Place”, a “Private Room” or a “Shared Room”. To find out more about the different ways you can rent your space, visit the websites of recognised sharing economy platforms.
ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS) and Target Market Determination available on this website. For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.