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Am I automatically insured if I have a company who manages my property?

Not necessarily.

Some hosts contract property management companies who specialise in managing listings on sharing economy platforms like Airbnb, Stayz, and TripAdvisor, to take care of their short-term rentals. Some of the most well-known short-term rental management agencies are HomeHost and MadeComfy.

Importantly, you and your property aren’t necessarily insured for short-term guest rentals, even when using these services.

Currently, no short-term rental management company in Australia offers home sharing liability insurance as part of their services - though both HomeHost and MadeComfy encourage their users get adequate short-term rental insurance. HomeHost even recommends cover from us here at ShareCover specifically - thanks guys!

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website:

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt,, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.