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Pay-per-night Short-stay Rental HouseShort-stay Rental Apartment
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FAQ

Additional benefits for strata properties - what are they? And do they apply to me?

Additional benefits for strata properties refer to any extra events that are covered under the ShareCover ‘Short-stay Rental Apartment’ policy.

You are eligible to receive the Strata Property additional benefits if, and only if:

  • The home is owned or rented under a lease by you; and
  • The home is owned under a company share, stratum or strata title; and
  • The period of insurance for your policy is 6 or 12 months

Additional benefits include:

  • Electric motor burnout cover
  • Glass breakage cover
  • Change of locks cover
  • Tax audit cover
  • Emergency services access cover
  • Loss of rental income cover
  • Prevention of access cover

For example, if a guest has not returned the key for the home following a stay, we may pay the necessary costs you incur to change the locks at your home, provided you have taken reasonable steps to recover the keys prior to making a claim.

For full details on what is and isn’t covered under additional benefits cover, read our PDS.

If you have any doubts or queries about whether this cover applies to you, please contact us.

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ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.